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Washington CNN —Nowadays, it’s anyone’s guess when the Federal Reserve will begin to cut interest rates this year — if at all. Fed officials are meeting this week, starting Tuesday, to discuss rates and set policy. That guidance will be key for market observers who clearly have divergent views on interest rates. Forecasts from major Wall Street banks on the first rate cut are all over the place: JPMorgan and Goldman Sachs expect the first cut in July, while Wells Fargo is betting on September. Some Fed policymakers, meanwhile, have even floated the possibility of a rate hike, instead of a cut.
Persons: Goldman Sachs, Wall, Liz Ann Sonders, Charles Schwab, Jerome Powell, , ” Kathleen Grace, John Towfighi, That’s, nearshoring, Alberto Ramos, Ramos, Morgan Stanley, Read, Cindy Westman, , Brian Fung, Jason Carroll, I’ll, , Westman, , Westman — Organizations: CNN Business, Bell, Washington CNN, Federal Reserve, JPMorgan, Bank of America, CNN, Labor Department, Manufacturing, Commerce Department, Program, Social Locations: Washington, Wells, Mexico, , China, United States, Eureka , Illinois
But in just a few weeks, her internet bills, and those of other Americans like her, could skyrocket by hundreds of dollars a year. The program is heavily used by Americans over age 50, military veterans and low-income working families nationwide, according to FCC data. Amira Karaoud/Reuters/FileRural and older usersThe ACP has quickly gained adoption since Congress created the program in the 2021 bipartisan infrastructure law. Large swaths of the ACP’s user base trend older; Americans over 65 account for almost 20% of the program. The FCC’s Lifeline program, which dates to the Reagan administration, similarly gives low-income households a monthly discount on phone or internet service.
Persons: Cindy Westman, , I’ll, , Westman, , Westman —, Gigi Sohn, , Biden, Allison Bailey /, Cynthia George, George, ” George, Marc Veasey, They’re, Geoffrey Starks, “ It’s, ” Starks, Amira Karaoud, Walter Durham, I’m, ” Durham, Michelle McDonough, McDonough, she’ll, doesn’t, “ I’m, ” McDonough, Kamesha Scott, Louis, Megan Janicki, ” Janicki, Reagan, Mike Johnson, Blair Levin, Johnson didn’t, Levin, Jonathan Blaine, ” Blaine, they’re Organizations: CNN, Program, Social, Federal Communications Commission, FCC, Capitol, Getty, MSN, White, ” Texas Democratic, , Comcast, ACP, Navy, American Library Association, Lifeline, Republicans, Republican, New, Research, ” Bills Locations: Eureka , Illinois, America, Dallas, Las Vegas, Kentucky, San Diego, United States, Maine, St, Vermont
I'm usually frugal, but some Tom Ford, Westman Atelier, and La Mer products are worth the splurge. I've also added a high-end concealer and mascara to my makeup bag and don't regret it at all. Westman Atelier Eye Love You volumizing mascara gives me volume without the clumpingThis Westman Atelier Eye Love You volumizing mascara doesn't clump or flake on me. I think these Westman Atelier and La Mer products are worth the splurge. Jill RobbinsThe Westman Atelier mascara is awesome for both volume and length.
Persons: Tom Ford, TikTok, I've, mascara, , Tom Ford Traceless, Jill Robbins, you've, I'm Organizations: Service, Amazon, Nordstrom, mascara Locations: Mer, La Mer
Here are some of the best islands in Europe for getting away from almost everyone:Schiermonnikoog, the NetherlandsThe Netherlands is better known for canals, dikes and tropical Dutch Caribbean Islands like Bonaire and Curaçao than the sandspun isles along the country’s North Sea coast. Flores Island, Azores, PortugalWaterfalls trickle down an imposing rock face on the island Flores in the Azores. aroxopt/Adobe StockOne of the most remote islands in an already remote archipelago, Flores Island in the westernmost stretches of the Azores is a nature lover’s dream. To say there’s room to stretch out and breathe on these Baltic Sea islands is an understatement. The best islands in Europe for getting away from almost everyoneHavsVidden offers a secluded escape on northern Fasta Åland with villas with their own saunas overlooking the rocky shoreline.
Persons: Annemarieke Romeijn, , Eyrún, Gabriela Silva, Flores, Rocha dos Bordões, Santa Cruz das Flores, Randi Skaug, , Torunn Tronsvang, Richard Kellett, Luis Fonseca, iStockphoto, São João Baptista, Berlengas, Arlindo Serrao, Mola mola, Francesco Curione, Lent, Skyros, revelry, – it’s, Drake, Åland Organizations: CNN, Adobe, Heimaey, puffin, Norway Visitors, Intrepid, UNESCO, Visitors Locations: Europe, Ibiza, Netherlands, Caribbean, Bonaire, Curaçao, West Frisian, Wadden, Schier, Lauwersoog, Vestmannaeyjar, Iceland, Heimaey, Westman, Hotel Ranga, gannet, fulmar, Flores Island, Azores, Portugal, Flores, Santa Cruz, Naustholmen, Norway, Bodø, Northern Norway, Norwegian, Lofoten, , Tiree, Scotland, Hawaii, Scottish, Oban, Glasgow, Loganair, Berlengas, Peniche, São, Grande, Alicudi, Sicily, Italy, Taormina, Skyros, Greece, Mykonos, Rathlin, Northern Ireland, Ballycastle, Åland, Finland, Bothnia, Sweden
Hikers are silhouetted against rivers of lava flowing from a volcanic eruption between Iceland's Myrdalsjokull and Eyjafjallajokull glaciers in March, 2010. Residents have been evacuated amid an imminent volcanic eruption. • Join us on Twitter and FacebookThe monster had burrowed a 15-kilometre lava tunnel that stretched beneath the town. Not since the Westman Islands awoke to an eruption in their backyard in 1973 has an entire town been evacuated. Now everyone waits and watches and wonders if residents of Grindavík will ever go back home.
Persons: Catharine Fulton, Read, Reykjavík, Reykjavík CNN —, NordicPhotos, there’s, Micah Garen Organizations: Reykjavík CNN, Geographic, Red, Icelandic Meteorological, CNN, Twitter Locations: Canadian, Reykjavik, Reykjavík, Iceland, Fimmvörðuháls, balaclava, Toronto, Grindavík, Grindavik
The eruption site is likely to be near the town of Grindavik, which has been evacuated. AdvertisementThis as-told-to essay is based on a conversation with Sigurdur Leosson, a resident of the fishing town Grindavik in Iceland which is under threat from a volcano. We wanted to be closer to nature, but not that close. Magma is running under the town of Grindavik, Iceland, causing fissures and cracks in streets and sidewalks. Side by side images show the Westman Island eruption in 1973 (left) and the Eyjafjallajökull eruption in 2010 (right).
Persons: Sigurdur Leosson, , Fagradalsfjall, Emin Yogurtcuoglu, Sigurdur, I'm, Brynjar Gunnarsson, it's, Grindavik, Terry Disney, Etienne De Malglaive Organizations: Service, Earthquakes, Anadolu Agency, Getty, AP Locations: Iceland, Grindavik, Reykjavik, We're
How to Apply Lipstick the Right Way
  + stars: | 2023-11-20 | by ( Caitie Kelly | More About Caitie Kelly | ) www.nytimes.com   time to read: +4 min
Lipstick has been used, in various forms, for millenniums, but the struggle to make its color last has, seemingly, existed for just as long. “I have clients run a really hot washcloth over their lips,” explains Daniel Martin, a makeup artist and the global director of artistry and education at the beauty brand Tatcha. Begin by tracing the very edge of your lips with the pencil then color in the outline you’ve created. Martin, on the other hand, prefers to apply liner after lipstick, to touch up the edges. Apply Lipstick — Then Apply Again“You want a color that will stain,” explains the makeup artist Gucci Westman, who is partial to the tomato and fuchsia hues in her namesake brand’s Lip Suede: Les Rouges palette ($85).
Persons: , Jenn Streicher, Duchess, sloughing, Daniel Martin, Martin, butters, Chanel, Tasha Reiko Brown, pesky, Le, Gucci Westman, Matte, Madame Locations: Egypt, New York
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